GoodCheddar is about helping Canadians to become financially fit, better manage their income, budget, savings, loans and more.

Let’s face it, money makes the world go around. Having a handle on it and how to manage it is going to matter. GoodCheddar can help get you there. We want to help you to achieve financial freedom to take control of your finances, but it all starts with by providing the necessary education. Many are unlikely to take it upon themselves to at least learn the basics of personal finance. But doing so won’t help if you are living paycheque to paycheque. Learning about responsible borrowing also makes sense. So that you don’t wind up with bad credit, or already have and can never seem to improve it, you should read up on how things work. From debt and budgeting to loans and what you should know about them, GoodCheddar provides personal finance advice that may help.

Over half of Canadians don’t check their credit score, and many are not aware of what it might be. GoodCheddar can help you to make financial decisions with confidence, and possibly avoid expensive mistakes. We want you to succeed with your finance journey. Learning about personal finance requires some commitment, and practically anyone can, if willing to put in the work.

If you find yourself using online loans and not aware of your credit score, you can get a copy of your credit report for free at Equifax or TransUnion.

This is a great start to taking control of your finances if you don’t know your score. You owe it to yourself to manage your credit profile and build your score. Because there will come a time you need a loan, and you want to be eligible for good rates when you do.

If you find a need for credit or at least some insights regarding personal finance, we’re here when you need us. To contact us, please visit here.

Looking for career opportunities at GoodCheddar? Please visit our careers page.


The following are suggested reading if you are wondering where to start with your financial journey.

Get Started with Loans

What to Know About Installment Loans

What to Know Before You Get a Personal Loan

5 Things to Know When Looking for Personal Loans

How to Borrow – Avoid These Loan Mistakes

Personal Loans – Short vs Long Terms

Does Your Personal Loan Have A PrePayment Penalty?


Bad Credit

How to Get a Loan with Bad Credit

How to Get Approved for a Personal Loan with Really Bad Credit


Credit Cards

How You Can Deal with Credit Card Debt

How to Eliminate Credit Card Debt with Personal Loans

How a Personal Loan Can Help Pay Off Your Debt Faster


Credit Score

How to Improve Your Credit Score Before Applying For Personal Loans

Does Applying for a Personal Loan Affect My Credit Score

Ways to Improve Your Credit Score

Learn about Credit Builder Loans