Mortgage and Refinancing Rates

When looking for Canadian mortgage options, GoodCheddar is here to help.

Whether you’re looking to purchase or refinance your home, we work with many lending partners for you to choose from.


Please select a Mortgage Type (purchase, refinance, renewal/switch) that works for you from below.

Canada Mortgage Rates and Insights

Search for some of the best mortgage rates and offers for buying your next home, or refinancing your current one.

Learn more about fixed versus variable rates and how to find the terms right for you.

Tips to Prepare for a Mortgage

Getting to Know Your Mortgage Terms

Canada Mortgage Stress Test

Is a Home Equity Loan or HELOC a Bad Idea?


If living in Alberta you can try the Calgary mortgage calculator to find rates for your next home.

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Disclaimer: GoodCheddar is a loan comparison website, not a lender. GoodCheddar works with financial service providers that adhere to Canadian laws and regulations. For complete and current information on any specific product, please visit the merchant website. While GoodCheddar is independent, we may receive compensation for featured placement of their products or services from our partners, or if you click on certain links posted on our website. This compensation may impact how, where and in what order products appear. We endeavour to ensure that any information provided on this website is current and accurate, but it is your responsibility to confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. This site is directed at, and made available to, persons in Canada.