Personal Loans, Credit and Debt

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If you have recently taken an interest in personal loans or personal finance, GoodCheddar can help..

If you’re thinking to take charge of your personal finance, improve your credit score, get out of debt, budgeting or possibly take a loan, then you owe it to yourself to start learning about how you can best manage your finances.

As you begin to learn more about personal finances and how budgeting, credit, payment history and all of this works together, things start to become clear, enabling you to better manage your finances.

Below you will find some of our articles that cover a wide variety of topics to assist you with getting started to learn more.

Applying for Loans

How to Prequalify for a Personal Loan

How to Qualify for Personal Loans

Can I have More Than One Loan?

How to Speed Up the Loan Process

How to Avoid Borrowing Mistakes

Short vs Long Terms Personal Loans

What to Know About Installment Loans

How Long Should a Personal Loan Term Be

How to Calculate the Interest Rate on a Loan

What is a Benefit of Obtaining a Personal Loan

What Credit Score is Needed for an Online Loan

Does Your Personal Loan Have A PrePayment Penalty?

Why Your Online Loan Application May Have Failed

What Are Your Options to Borrow Money in Canada?

How a Personal Loan Can Help Pay Off Your Debt Faster

Why Your Loan APR Can Be Different Than the Interest Rate

How Your Credit Utilization Ratio Can Affect A Loan Request

How Loans Work and What You Should Know Before You Borrow


Bad Credit Advice

How Bad Credit Can Affect You

How to Get a Loan With Bad Credit

How Poor Credit Can Prevent Loan Approval

Challenges When You Have A Bad Credit Score


Debt Advice

7 Debt Mistakes to Avoid

18 Ways to Get Out of Debt

Dealing with Credit Card Debt

Dealing with Debt and Financial Stress

How to Manage Your Money With Debt

How to Choose the Right Debt Consolidation Loan


Credit Score Advice

What is a Good Credit Score

Fast Ways to Improve Your Credit Score

How Your Credit Mix Can Help Your Score

Does Applying for a Personal Loan Affect My Credit Score

How Poor Credit Can Prevent Personal Loan Approval

What Credit Score is Needed for an Online Loan

Building Your Credit Score When New to Canada

How to Get a Loan with Bad Credit

What Is a Consumer Proposal?


Personal Finance Advice

Guide to Saving Money

How to Lower Your Bills

Learn about Car Loans

How to Avoid High Interest Loans

How to Improve Your Financial Future

How to Make Money Online in Canada

Getting Started with Money Management

How Smart Borrowing Can Help You Save

Personal Loans for Financial Wellness

When to Use a Personal Loan for Buying a Car

How to Get Ahead When Living Paycheque to Paycheque


Types of Personal Loans

Personal Loans for Home Improvement

Emergency Loans for Bad Credit

Personal Loans for Weddings

Personal Loans for Travel


Loan Comparisons

Personal Loans – Banks vs Online Lenders

Installment Loans vs Personal Loans

Personal Loan vs Payday Loans

More Loan Comparisons


Home Loan Advice

Tips to Prepare for a Mortgage

Personal Loans vs Home Equity Loans

Personal Loans for Home Improvement

Is a Home Equity Loan or HELOC a Bad Idea?


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Disclaimer: GoodCheddar is a loan comparison website, not a lender. GoodCheddar works with financial service providers that adhere to Canadian laws and regulations. For complete and current information on any specific product, please visit the merchant website. While GoodCheddar is independent, we may receive compensation for featured placement of their products or services from our partners, or if you click on certain links posted on our website. This compensation may impact how, where and in what order products appear. We endeavour to ensure that any information provided on this website is current and accurate, but it is your responsibility to confirm any information with the product or service provider and read the information they can provide. If you are unsure you should get independent advice before you apply for any product or commit to any plan. This site is directed at, and made available to, persons in Canada.