Author: GoodCheddar

When you are shopping for a personal loan, getting pre-qualified can be a really prudent idea. It will let you move much more quickly since you have already completed most of the work involved in terms of providing information and documents. You also get a...

If you would love to get out of debt once and for all, you’ll need a plan. We’re here to help you come up with your own strategy that works for your needs and have created a lengthy list of strategies for you to take...

When people think of personal finance, they often think of a boring budgeting exercise to track how they spend money on ordinary household expenses and other bills. With the increasing cost of living, personal finance is becoming more of an issue that you can’t afford...

People who have a lot of debt often take a “why bother?” attitude about money management. They’re in so deep that practicing good money management behavior just seems fruitless. But that’s wrong and it’s hurting a lot more people than most people realize. About 80 percent...

Many face what can seem like an endless list of bills and financial responsibilities without enough money to go around. With so many in debt and struggling to make payments, it can be a lot to face and some choose not to do anything. More than half of Americans spend more than they earn, and many will use credit to bridge the gap. With so many living paycheck to paycheck, one little setback or unexpected expense can throw their budget out the window. Let’s look at what you can do about it and how to get out of debt faster.