FAQ

Frequently Asked Questions

The following are some answer to the more frequently asked questions that we often come across and provided for your convenience.

How do I know that I have been approved?

When you apply your application is submitted to the lenders we work with and you will be connected to one if you have been approved after you have sent your application. 

How much money can I borrow?

With most lenders you can borrow from $100 to $1,000.

When will I receive my funds?

Every lender is different but most will deposit the funds requested to your account by the following business day. Delays can be avoided by ensuring all information requested has been provided.

Do I need to fax or email any documents?

In most cases you can complete your application online and no faxing is required. In some instances you may need to email information during the application process. Every lender is different and their requirements can vary.

Can I apply if I have less-than-perfect or bad credit?

Yes. Many of the lenders we work with accept less than perfect and even bad credit ratings.

Why do people choose payday loans, installment loans and other short-term loans?

All kinds of unexpected expenses can happen, and having access to quick cash when you don’t have an emergency fund can help. In some cases, if you compare the payday loan fees to others like NSF, bounced check fees, overdraft fees, or other late payment charges, it’s often a more affordable solution.

What are the requirements to get a payday loan or installment loan online?

  • Meet the minimum age requirements in your state (18 years of age in most states)
  • Have an open and active checking account
  • Be able to show proof of employment and income
  • Have a valid phone number and email

When will my loan be due?

This would be between you and the lender you were connected with.

With payday loans they are usually due on your next payday and often depends on your pay cycle (weekly, bi-weekly, monthly, etc) when that would be.

With installment loans the cycle is different and would be in the terms agreed to prior to accepting the loan. These are usually monthly scheduled payments, refer to your agreement.

How do I repay my loan?

This would be between you and the lender you were connected with.

Are you a lender?

We are not a lender, but work with many direct lenders to connect you for a loan. There is no fee or additional cost to you for this service as a borrower.

What if I can’t repay my loan?

You should discuss with the lender you were connected with to make arrangements.